savings bonds

15 Second Savings Bond Lesson - How To Protect Your Bonds From A Natural Disaster

Posted on October 6, 2017

There are over 535 million paper U.S. Savings Bonds* in circulation according to It is always a smart idea to store your bond information online for peace of mind and more importantly to protect your investment in case they are ever destroyed due to a natural disaster, such as a hurricane, earthquake, fire or flood. Replacement is much quicker and simpler when you take the right steps. Do it now before a disaster strikes.

  1. Enter & store paper bond information – including serial numbers – with a safe and secure online bond management service, such as’s VIP Membership©, for as little as $5.95 per year (includes monthly bond e-statements & additional unique reports and services).
  2. Make a photocopy of the bonds. Store actual bonds in a water tight, fire-proof safe or in a safe deposit box.
  3. Keep the photocopies along with a Bond Inventory Report© printout which lists all your bonds, current cash in values, interest rate performance and total interest earned amounts (for tax purposes) with your other valuable documents. Write the username and password on the Bond Inventory Report©.

If your actual bonds are ever destroyed (or lost or stolen) print out your Bond Inventory Report©.* Submit the Inventory Report along with a completed government FS 1048 form. Once submitted, you should receive either instructions on how to obtain electronic bond replacements (paper bonds are no longer issued) or the cash equivalent. Important: If you receive cash, you will have to report the total amount of interest earned from those bonds on your Federal Income Tax Return. Know the total interest earned amounts (found on your Inventory Report©) to avoid potential unpleasant tax situations.

*Bond Statistics as of 3/31/17.’s Bond Inventory Report & Monthly Bond e-Statements are available exclusively at

By Jackie Brahney, Marketing Director,,, @savingsbondsgal

About’s complimentary calculator provides cash in values, interest rates and a personalized, printable, color-coded, Savings Bond Inventory Report along with a “What This Means To You” explanation. For ongoing savings bond management & updated bond values via unique monthly e-Bond Statements, try a free 14-day trial of the VIP Membership which includes a helpful Cash-In-Report.©


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