USSBC is presently the only organization in the world offering an internet-based, on-line subscription service that delivers monthly e-mail messages containing a financial summary statement for an individual’s savings bonds.  Subscribers can also link to, and review - in spreadsheet format - detailed, bond specific information. The Bond Guru valuation and statement service eliminates the need to purchase software, download interest rates and redemption tables, or hassle with obsolete software versions.  Current, guaranteed accurate, bond specific information is delivered to the subscriber, a welcome change for investors who previously had to search all over the internet for bond information!


It's like having your own personal Bond Consultant; the Bond Guru financial statement service advises investors via e-mail every month of:

  • Current Total Portfolio Value (plus the prior months value and monthly $ increase)
  • The total amount of portfolio interest earned - no more tax surprises!
  • Bonds that are no longer earning interest and should be cashed in or exchanged for HH Bonds.

The Bond Guru will help investors easily determine which bonds to hold, which to cash in and when, and how to avoid losing a penny of interest and avoid costly mistakes. Managing and protecting America's investment has just gotten easier!


It's as easy as 1,2,3 to get bonds instantly valued, simply enter:

  • Bond Series (Choose either E, EE, I, SN, HH, H)
  • Denomination (Choose either $50, $100, $200, etc.)
  • Month and Year of Issue

That’s it! The Bond Guru will calculate & display the values for you!


More than just bond values…vital information is displayed that helps the bond owner better invest, and avoid costly pitfalls. The Bond Guru doesn’t just value bonds; it gives a comprehensive spreadsheet display detailing all of the vital information about each individual bond.

  • Current Cash Value – the dollar amount the bond is worth for the entire month.

  • Current Rate of Interest Being Earned – the rate of interest the bond is presently earning.

  • Next Interest Posting Date – the date on which interest $ is to be added to the bond.

  • Months/Years Until Interest Stops – the amount of time until the bond reaches its full maturity value.

  • Total Interest $ Earned To-Date – the amount of interest posted so far for this bond.

  • Average Rate of Interest since issued – the historical average of the bond’s past interest rates.

  • Age of Bond in Months/Years – how old the bond is since its issue date.

  • Date When Bond Will Stop Earning Interest – the exact month / year when the bond fully matures.

  • Next Extension Date – the next date when the bond’s guaranteed min interest rate is likely to change. 

“Once you put your bonds on-line, the Guru will give you peace of mind.”


The user selects the portfolio they wish to add bonds to, then enters the series, denomination & issue date. That’s it! Other optional information the user may include in case the bonds are ever lost: social security number, name on the bond, serial number, co-owner or beneficiary info & a memo for personal use. All the financial bond information neatly stored in one place! Don't worry about misinformation! - Users will never enter an invalid bond into an account with the internal bond accuracy system!

The comprehensive portfolio statement is always current and provides guaranteed accurate, bond specific information totals. “What This Means To You” offers helpful, practical investing tips that helps even the most novice bond owner become a more informed, better investor!

The user-friendly on-line design makes accessing & using the Bond Guru a snap! Once bonds are entered, they are permanently stored. Editing, deleting, modifying or redeeming bonds is quick & simple. A separate screen displays all redeemed bonds, so an investor’s entire bond history can be viewed!

Bond Information is stored and protected with the leading security firm in the world - Verisign™.  In the event the actual bond (held by the owner) is ever lost, stolen or damaged, bond replacement is easy! Just one more example of how the Bond Guru is protecting America's investment!