savings bonds

Savings Bond Information Center > Savings Bonds Available for Purchase

Savings Bonds Available for Purchase

Currently, there are two Series of Bonds available for purchase; the EE Bond and the I Bond.
Find the current interest rates of these bonds here.

Notice: August 31st, 2004 was the last issue date for HH/H Bonds. After August 31, 2004, the government discontinued the exchange of bonds for HH/H bonds. Current holders of HH/H Bonds will not need to do anything different than they normally would have.


Want to buy an electronic bond online, right now? Click here...

EE Bonds
  • Interest accrual (interest is added to the value of the Bond periodically)
    • for bonds issued prior to March 1997, interest is posted twice each year.
    • for bonds issued after February 1997, interest is posted on the first day of every month.
  • Purchase price is its full Face Value (a $100 Bond would cost you $100)
  • Will continue to earn interest for 30 years from date of purchase
  • Bonds issued after May 1st, 2005 earn a fixed rate of interest for the first 20 years based on 10-year Treasury note yields.
  • Can be cashed-in (redeemed) after the Bond is 12 months old.
  • Suffer a 3 month penalty if you cash-in (redeem) before it is 5 years old.
  • Learn More about EE Bonds...
I Bonds (Inflation Bond)
  • Accrual type security (they increase in value monthly)
  • Are sold at Face Value (a $100 Bond would cost you $100)
  • Will continue to earn interest for 30 years from date of purchase
  • Suffer a 3 month penalty if you cash-in (redeem) before it is 5 years old.
  • Can be cashed-in (redeemed) after the Bond is 12 months old.
  • Earnings rate is a combination of a fixed rate of return AND a semi-annual inflation rate (which is variable).
  • Learn More about I Bonds...
Other Savings Bond Topics
Pay for College with Tax Free Earnings - Ted Franklin describes why the stock market, mutual funds, 529 and Coverdell Plans may be some of the worst places to invest your hard earned money
Education Bonds - an in-depth look at using Savings Bonds for tax-free education
Taxes on Savings Bonds - can you avoid paying taxes on bonds? cash vs. accrual methods for reporting interest
The Crisis In Savings Bonds - an extensive, highly-researched, 28-page, full-color document with graphs and credible source notes
Tax-Free Savings Fund - learn how to setup a tax-free college savings account using US savings bonds



Share

Home | Login | Contact Us | Site Feedback | Privacy Statement | Links
© Copyright SavingsBonds.com | UIS Inc. Jan 1997 - Oct 2017